Getting approved for an auto loan with good, bad or no credit is easy with Military Auto Program. We help military personnel with credit problems qualify for better rates on new or used car purchases. Get approved for financing with little to no down regardless of your current or past credit score. To qualify, applicants must be active enlistments in the US Army, Navy, Marines, Air Force, Coast Guard, Reserves or National Guard. E1-E4 must have 18 months of remaining service.